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A car owner must know his responsibilities as a driver. He or she should follow the rules of the road to prevent any worst case scenario like getting involved in an accident. We cannot tell what will happen tomorrow , the following days or even today. Accidents can occur in the most unexpected time and place. So you better be ready and be prepare for it. Much better if you will drive more carefully and do not ever be so reckless when you're driving. Better to get insurance for both your car and your self too. Driving safely doesn't mean you are free from any accidents. You can be a victim anytime. I remember i had a friend who was involved in a car accident before. He was with his mom when a reckless driver hits their car accidentally. The driver is trying to overtake but went on a wrong way. My friend and his mom got injured and their cars has been badly damaged. Well, what they did after the accident, they file a lawsuit against that driver. However, for some reason the case is still pending on the court. Maybe they need someone like the Personal Injury Lawyer Albany OR has to fight for them and achieved the justice that they truly deserves.